What's included in the UK Credit check?

What is a UK credit check? 

Employment Credit Checks are a common background check used by employers to determine risk of applicants and employees. These checks can also be referred to as a Financial Probity Report and Adverse Financial Report.

What's included in the search?

These checks identify information from the past six years, including; current and previous addresses, electoral roll data, bankruptcies, Individual Voluntary Arrangements (IVAs), sequestrations and trust deeds (insolvency data), and County Court Judgments (CCJs). This is a soft credit check and will not affect your candidate's credit score. 

Do false positives appear on a Credit check?

It is uncommon for a false positive to appear. 

What is the source of the search?

Zinc is partnered with Transunion, a best in class solution for the search.

What identifiers are used on the Credit check?

Full name, date of birth and address history.