South Africa Credit Check – Zinc work

Who is the source of financial integrity check data in South Africa?

XDS, Experian, Transunion

What is the process in South Africa?

The requesting party will request the check from the ATS or their Zinc account.

Automated instructions are delivered to provide some personal details in a dynamic web form.
Zinc submits the request to the authorities.
Zinc received the results (digitally) and provides a signed digital report
The candidate receives a notification to say the process is completed

What details are required to submit the check?

First Name
Last Name
Birth Date
Consent
Government ID Number
- South African PIN number or if not available Passport number
Job Description Disclaimer
- In light to a change in the law, South African credit checks are not permissible for employment purposes unless the position of employment requires honesty in handling money or finance-related positions. By submitting this check, you are confirming that the candidate's position is compliant with this law and meets the criteria for permissibility. Please note the Credit Bureau may at any time request a copy of the Candidate job description, which must be available and provided upon request.

What is covered in the financial integrity check?

The Financial Integrity verification process in South Africa provides a consumer’s credit report to be accessed, with no particular restrictions as to the current or future job positions of the individuals, and covers each South African citizen and resident with a credit record. The information is gathered by directly extracting information from the credit bureaus authorised by the South African Reserve Bank. The data collected includes information on creditworthiness. The data goes up to 5 years back; the process is national.

What is the expected turnaround time?

Here

Privacy Statement:

The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.