What is an Address check? – Zinc work

What is an Address check?

Zinc will verify that an applicant has been residing at a given address by checking trusted address databases or physical address documents.

1. A text-based address is collected, alongside the applicant's name history, and date of birth. A search is conducted via our certified IDSP in authoritative sources: credit agencies, national postal, and electoral lists for matches. The search will return if an identity exists at that address, the strength of match, and will return connected addresses over a five-year period. Find out more here.

2. If no matches can be found via the text-based address search, a physical document collection process is shown to the applicant. The applicant is shown a list of options for the types of acceptable physical address proof documents, including:

Documents	Issue date and validity
Mortgage statement	Issued in last 12 months
Bank or building society statement	Issued in last 3 months
Bank or building society statement	Issued in last 3 months - branch must be in the country where the applicant lives and works
Bank or building society account opening confirmation letter	Issued in last 3 months
Credit card statement	Issued in last 3 months
Financial statement, for example pension or endowment	Issued in last 12 months
P45 or P60 statement	Issued in last 12 months
Council Tax statement	Issued in last 12 months
Letter of sponsorship from future employment provider	Must still be valid
Utility bill	Issued in last 3 months
Benefit statement, for example Child Benefit, pension	Issued in last 3 months
Central or local government, government agency, or local council document giving entitlement, for example from the Department for Work and Pensions, the Employment Service, HMRC	Issued in last 3 months

The backup physical address document proof process is built into Zinc's address check and is included in the price. No matter how many documents we process to verify an applicant's address, the applicant will just see one single flow.

Why conduct address checks?

Address checks are essential base information to check where your candidate is and has been residing. This is important to ensure other checks are run in the right locations and is often a requirement to proceed with other checks such as criminal checks in some countries.

Address checks take seconds, not days. To get started, click Request in your ATS. Then receive real-time updates and a report when complete.

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